Personal Checking


What you will need to open a new account:

  • A U.S. address and Social Security Number
  • A driver's license or state ID
  • A second form of ID

Choose the account that fits your needs:
 Advantage Checking

  • No minimum balance required
  • $6.00 monthly maintenance fee
  • Free online banking, bill pay & Visa Debit Card
  • Free  cashier’s checks, money orders, or American Express gift cards
  • No monthly charge for cash reserve with approved credit
  • One year free small safety deposit box (where available)
  • Receive your imaged items with your statement

Free Checking

  • No Minimum Balance
  • No Monthly Service Charge
  • Free online banking and bill payment
  • Check Safekeeping

NOW Account

  • Free online banking, bill pay & Visa Debit Card
  • $1,000.00 minimum daily balance
  • $7.00 maintenance fee if average daily balance <$1,000
  • Tiered interest bearing account
  • Unlimited check writing
  • Receive your imaged items with your statement

Money Market Account

  • Average monthly balance of $1,000
  • $10.00 maintenance fee if average daily balance falls below $1,000
  • Federal Regulations limit transaction to 6 “convenient” transactions per month includes: checks, automatic or preauthorized transfers, sweeps, telephone or internet banking.
  • Interest paid on the account

Advantage 50 Checking

  • $4.00 maintenance fee if avg monthly balance <$500; no monthly charge >$500.
  • Interest Paid on the account
  • Free online banking, bill pay & Visa Debit card
  • Free cashier's check, money orders, or American Express gift cards
  • No monthly charge for cash reserve with approved credit
  • One year free small safety deposit box (where available)
  • Check images returned with statements
  • Quarterly Activities
  • First box of Advantage 50 checks free

Advantage Green

  • All the Benefits of Advantage Checking with no monthly service charge, if the following requirements are met;
  • Minimum of 10 debit card transactions per month (signature based on transactions)
  • E-mail statements only
  • One electronic debit or credit to the account each month

Advantage Club

  • All the Benefits of Advantage Checking
  • $8.00 monthly maintenance fee
  • 2 free boxes of club checks per year
  • Accidental Death & Dismemberment Insurance
  • Payment Card Protection
  • Savers Club Book
  • Medical Emergency Data Card
  • Asset Organizer
  • Home Inventory Log
  • Safety Deposit Box Log

 

See our FDIC Statement