Personal Checking

What you will need to open a new account:

  • A U.S. address and Social Security Number
  • A driver's license or state ID
  • A second form of ID

Choose the account that fits your needs:

Homestead Secure

  • Internet Banking
  • Mobile Banking
  • Overdraft Privilege Available
  • Online Bill Pay Available
  • Debit Card
  • eStatments
  • IDProtect® - Identity Theft Protection Service 1
  • Cellular Telephone Protection 2
  • Monthly Maintenance Fee=
    • $5.95 Average Balance < $2,500.00
    • $2.95 Average Balance $2,500.00 - $5,000.00
    • $0.00 Average Balance > $5,000.00

 

Homestead Secure Plus

  • Interest Paid on Account
  • Internet Banking
  • Mobile Banking
  • Overdraft Privilege Available
  • Online Bill Pay Available
  • Debit Card
  • eStatments
  • IDProtect® - Identity Theft Protection Service 1
  • Cellular Telephone Protection 2
  • Monthly Maintenance Fee=
    • $5.95 Average Balance <= $5,000.00
    • $0.00 Average Balance > $5,000.00

 

NOW Basic Checking

  • Internet Banking
  • Mobile Banking
  • Overdraft Privilege Available
  • Online Bill Pay Available
  • Debit Card
  • eStatments
  • Interest on Account
  • Monthly Maintenance Fee=
    • $7.00 Average Balance <$1000.00 or less
    • $0.00 Average Balance > $1000.00
    • Paper Statement Fee - $2.00 (waived if 60 or over)

 

Homestead Basic Checking

  • Internet Banking
  • Mobile Banking
  • Overdraft Privilege Available
  • Online Bill Pay Available
  • Debit Card
  • eStatments
  • Monthly Maintenance Fee=
    • $2.50 Average Balance < $100.00 or less
    • $0.00 Average Balance > $100.00
    • Paper Statement Fee - $2.00 (waived if 60 or over) 
 

Disclosures: 1 IDProtect® is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, person qualifying as domestic partner and children under 25 years of age and parent(s) who are residents of the same household.
2 Special Insurance  Program Notes: The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions.  Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage. Insurance Products are not a deposit of or guaranteed by the Bank or any Bank Affiliate and are not insuredd by the FDIC or Any Federal Government Agency.   See our FDIC Statement