Howells News

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June 2018

From the Desk of Katie Weinrich Where has the first half of 2018 gone!  It is hard to believe it is already June, kids are out of school, the crops are in the ground, cattle are out on pasture and the…

May 2018

From the Desk of Bob Ritzdorf   Spring finally arrived!  The planting in our area is a little late (mainly due to cold ground temps) but we noticed (this is written April 28th), that many were starting…

April 2018

From the Desk of Katie Weinrich I have been with the bank six months now, in those six months I have learned a lot. The calendar says we have started spring but Mother Nature says otherwise.  The forecast…

March 2018

From the Desk of Bob Ritzdorf   It is March and we are on the eve of another crop season.  Some cash rents have already been paid along with most input costs.  Now comes the anxiety part.  How will the…

February 2018

There is an old saying out there that you cannot borrow your way into profitability, and that is also the case on the other side of the coin. You cannot save your way to profitability either. So, which…